Effective Date: March 2026 Contact: [email protected]

1. Introduction

BudgetBuddi ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal and financial information when you use the BudgetBuddi mobile application.

2. Information We Collect

Information you provide:

• Email address and password (for account creation)
• Manually entered bills, transactions, and income data

Information from bank account linking (via Plaid):

• Bank account names, types, and last 4 digits of account numbers
• Account balances
• Transaction history (description, amount, date, merchant)
• Institution name

We do not collect or store:

• Your bank username or password
• Full account numbers or routing numbers
• Social Security numbers or government IDs

3. How We Use Your Information